We offer personal loans to customer segments that do not have easy access to banks and similar institutions for speedy short or medium term finance. From financing a wedding to tackling a medical emergency, funding higher education to renovating your home, a Manjira Finance Personal Loan is your answer to all your financial requirements. Instant approval, minimal paperwork, disbursal within 24 hours*.
Here’s a look at some of the features and benefits of a Manjira Finance Personal Loan:
- Money in bank within 24 hours*: Manjira Finance offers the fastest personal loans – with disbursal in just 24 hours* of your loan getting approved.
- High loan amount: You can get an instant personal loan of up to Rs.1 Cr based on your eligibility.
- Flexible tenor: Repay your loan with ease with flexible repayment tenor ranging from 6 to 42 months.
- Easy process with minimal documentation: Apply for a personal loan by just one call to our branch. Complete the application process by submitting only a few basic documents and get instant loan decision.
- No hidden charges: What you see is what you get. With easy to understand terms and conditions, our Personal Loan is transparent and comes with zero hidden charges.
- Zero Processing Charges: We do not charge any processing charges on your loan amount unlike other financial institutions.
- Lower Interest: We follow Reducing Balance method of interest calculation. In Diminishing Balance method or Reducing balance method, the applicable rate of interest is chargeable on the outstanding amount after each EMI is paid off. Thus, the interest is calculated on the loan balance only. Borrowers also end up paying lower interest on the loan compared to the flat rate method.
- No Prepayment Charges: You are free to close your loan at any time during the tenor with no foreclosure charges. You can also make lumpsum payments more than your EMI to reduce your interest burden at any time.
*Subject to approval of the loan