The small enterprises segment comprises of self-employed professionals, wholesale and retail dealers, merchants, builders, small and medium scale manufacturing concerns, catering services, tour operators, etc. Loans are customized to suit the requirements of the customers after having assessed and understood their business model.

Secured business loans or collateral business loans require an asset like land, property, or equipment to be offered as security. The asset offered as security needs to be in the name of the company or the directors (if the borrower is a private limited company) or the partners (if the borrower is a firm). Manjira finance also provides Secured loans to entities with a short track record and low asset base which are unable to get finance from commercial banks. This will enable the borrowers to develop their business and to build an unencumbered portfolio which can be assigned later.

Top features of Manjira finance Business Loans

  •  Large capital made affordable: Manjira Finance offers easy and quick business finance up to Rs. 3 Cr at low-interest rates. Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, these loans are the perfect financing solution for your small-scale business.
  •  Flexible repayment facility: Repay funds as per your business cash flow at nil prepayment charges*. Interest is charged on reducing balances method, helping you reduce your interest burden by making a lumpsum payment.
  •  Zero Processing fee: No charges for processing the loan amount *.

Secured business loans are the most economical way to secure working capital, buy equipment or scale up operations for a business. You also unlock the monetary value of your asset in the process. Give wings to your business by calling our branch today.

*Applicable after a period of 6 months

*Assorted charges such as documentation, registration certificate collection, stamp duty, amortization charges and so on are applicable.